EPF and Gratuity are two retirement benefits available to employees. Here's a comparison of their features and benefits:

• Features: EPF is a mandatory contribution scheme, while Gratuity is a voluntary contribution scheme. EPF contributions are made by both the employee and employer, while Gratuity contributions are made by the employer only.

• Benefits: EPF provides a fixed interest rate declared by the government, while Gratuity does not earn interest. EPF provides a lump sum amount at the time of retirement, while

• Gratuity provides a one-time payment at the time of retirement. EPF provides a life insurance cover, while Gratuity does not.

By comparing the features and benefits of EPF and Gratuity, employees can plan their retirement finances effectively.