EPF withdrawal is a facility provided by EPFO that allows employees to withdraw their EPF balance in various scenarios such as retirement, resignation, or medical emergencies. Here are some key points to consider:

• Retirement: Employees can withdraw their entire EPF balance after attaining the age of 58 years.

• Resignation: Employees can withdraw their EPF balance if they are unemployed for a continuous period of two months.

• Medical Emergencies: Employees can withdraw their EPF balance for medical emergencies such as hospitalization, major surgeries, etc.

• Process: EPF withdrawal can be done online by visiting the EPFO portal and submitting the withdrawal claim form.

By understanding the various scenarios and the withdrawal process, employees can plan their finances effectively. It is important for every employee to evaluate their financial situation before withdrawing their EPF balance.