ESIC Eligibility Criteria: Coverage, Contribution, and Benefits

ESIC Eligibility Criteria: Coverage, Contribution, and Benefits

ESIC Eligibility Criteria: Coverage, Contribution, and Benefits

Oct 17, 2024

ESIC (Employee's State Insurance Corporation) provides medical benefits to employees and their families. Here's a look at the eligibility criteria, contribution, and benefits:

  • Coverage: ESIC covers employees earning up to Rs. 21,000 per month in non-seasonal factories and establishments.

  • Contribution: Both the employer and employee contribute to ESIC. The contribution rate is 4% of the employee's gross salary, of which the employer pays 3.25% and the employee pays 0.75%.

  • Benefits: ESIC provides medical, sickness, maternity, and disablement benefits to employees and their families. Medical benefits include free treatment and medicines, while sickness, maternity, and disablement benefits provide financial assistance in case of illness, pregnancy, and disability.

By understanding the eligibility criteria, contribution, and benefits of ESIC, employees can avail of the medical benefits provided by the scheme.

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